We are thrilled to announce that we been acquired by Rapid Finance, a leading provider of financing solutions for small businesses!

Efficient, Agile & Modern Digital Lending

Thrive's digital infrastructure enables banks, credit unions and lenders to efficiently and profitably process and originate small business and consumer loans

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Reimagining the lending experience

Our end-to-end digital lending infrastructure makes it easier, cheaper, faster and more user friendly to process small business and consumer loans

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Efficient Underwriting

Automate credit & financial analysis, identity verification and adverse action - fully customizable for your credit requirements

Enable digital loan applications that can be completed in minutes, not days or hours

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Real Time Risk & Servicing

Seamless Origination

Monitor loans with actionable , real time financial data. Service loans directly through the Thrive platform

No more paper. No more manual work. Automate loan offers and close loans digitally with our dynamic loan documentation

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We can have you lending more efficiently in a few weeks

Bespoke configuration and integration - we can deploy our technology with speed & precision

We have passed a SOC 2 (Type 1 & Type 2) audit and regularly undergo compliance and penetration testing to ensure the highest security standards

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The future of lending is digital.

Leverage the power of Thrive's lending infrastructure to delight your customers and increase lending efficiency & profitability

About

2022 The Thrive Group, Inc.

Enable digital loan applications

Increase application conversion

Easily capture comprehensive data

Acquire new customers and empower existing customers with a user friendly application process

A simple, seamless application process that can be completed in minutes

Get comprehensive info efficiently for a full underwriting process that is painless for applicants

We'll contact you within 24 hours

Automate credit analysis

Analyze financial data in seconds

Instant compliance checks

Set customizable credit rules - we'll automatically pull the data from the major credit bureaus

Aggregate and analyze up to two years of transaction level cash flow data instantly

Digitally capture tax return data for analysis

Run full KYC identity checks in seconds (including OFAC, AML, Fincen)

Reduce underwriting costs

Increase employee efficiency

Do more with less. Your staff can process more loans faster than ever before

Automation of core underwriting tasks saves you time and money

Automated loan offers

Paperless loan closing

Dynamic loan documentation

Send out loan offers instantly with the click of a button

Frictionless closing. Digital signatures ensure that loans are closed fast

Never manually change a loan document again - our dynamic, compliant loan documents are generated automatically

Real time financial data

Better risk management

Integrated loan servicing

Access real time financial data to assess key risk indicators such as debt service coverage daily

Compress your loan review times to better manage risk and spot potentially troubled loans faster

We've integrated a full, end to end servicing solution into our platform - loans can be sync'd for servicing instantly.

We can also integrate into your existing core system

Press

Thrive Powers End to End Digital Lending for NDC (1/29/20)

Paynet Announces Partnership with Thrive (7/24/18)

Euromoney: Fintech could enhance small business lending (12/19/17)

Enabling Digital Lending In a Fintech World (Lending Times) (6/27/17)

TechBullion (6/27/17)

Fintech Finance (5/12/17)

Bank Innovation (5/05/17)

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About

Kunal Sehgal

Kunal is our Founder and CEO. Thrive is the culmination of his experiences in finance, small business and technology. Previously, Kunal was an investment banker focusing on the media and technology industries and also spent time at Venmo, a leading mobile payments company.

kunal@tothrive.com

Ke Zhu

Ke is our CTO. Previously, Ke was a Lead Senior Software Engineer at Prosper marketplace where he helped the lending platform scale to more than $100 million in monthly origination volume. When he is not tinkering with technologies, he enjoys outdoor activities such as camping, biking and skiing. Ke is also a die-hard Houston Rockets and Texans fan.

ke@tothrive.com

Press

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